IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT AT ADVANCIAL

To help the United States Government fight terrorism and money laundering, federal law requires us to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, a street address, date of birth and an identification number, such as a passport numberSocial Security number, that Federal law requires us to obtain. We may also ask to see your driver's license or other unexpired documents that will allow us to identify you. We appreciate your cooperation.

Getting Started

To get started, we need a little information from you.

Already started an application? Resume your application here

This application is for the employee only. If you have a family member who would like to join, please print, complete, and return this application to your designated Advancial branch (reach out to your company’s credit union liaison for more information).

If you are opening a youth account, please enter their date of birth to get started.

Not a U.S. citizen? Contact your employer's credit union liaison for instructions to apply online, or you may print, complete and mail this application to the address provided.

What kind of membership would you like to open?




What you’ll need for your application:

  • Social Security Number
  • Unexpired driver’s license or government-issued ID
  • Permanent residence address

You’ll need these for any joint owners you’d like to add on your Account.

  • A Membership Savings Account with a $5 minimum balance is required to establish and maintain membership. You will need a credit card or debit card to fund your account.



What you’ll need for your application:

  • 2 forms of unexpired government-issued ID
    - Passport (required) + other form of ID such as driver’s license
  • U.S. residence address

You’ll need these for any joint owners you’d like to add on your Account.

  • A Membership Savings Account with a $5 minimum balance is required to establish and maintain membership. You will need a credit card or debit card to fund your account.

Identification

Account Selection

Savings & Checking

A Membership Savings Account with a $5 minimum balance is required to establish and maintain membership. Initial account opening cannot exceed $5,000. Additional sub-accounts can be added after membership is established - Money Market Savings, Savings Certificates, IRAs, etc.


Checking Account Services


*Note: Debit/ATM Card selection for a Joint Account Owner is found in the Joint Account Owner Information section.

Overdraft Protection

The Overdraft Transfer Protection service automatically transfers available funds from your Savings to your Checking account if you do not have sufficient funds to clear an item that is presented. There is no per occurrence fee.


Check Clear Courtesy Overdraft Options

Check Clear Courtesy Overdraft Privilege

By checking the first or second box below (check only one box), you agree that you have read and understand the What You Need to Know About Overdrafts and Overdraft Fees pre-disclosure and that you are choosing to Opt-In to this service and you understand that you may revoke your opt-in at any time by notifying us.

Primary Account Owner Information




This address must be a U.S. residence.


Photo ID


Additional Government ID

Mailing Address - Optional

Joint Account Owner Identification

Joint Account Owner Information

Membership Eligibility



Congratulations! You are eligible through your employer.

You have selected

Security Passphrase

Whenever you speak with one of our Member Services Representatives by phone or in person about your account(s), you will be asked for this word or phrase to help verify your identity. 20 character limit, letters and numbers are allowed but no special characters.

Funding

You must complete this section. Name on card / account must match one applicant

THE TOTAL AMOUNT TO BE CHARGED USING THE CARD SELECTED BELOW:

Total amount of all accounts being opened must be less than or equal to $5000.

Advancial accepts all major debit and credit cards. Your credit card provider may process the transaction as a cash advance and may charge a fee. Please refer to your provider’s credit card agreement for more information.

Copy Primary Applicant Info Copy Joint Applicant Info

Your Debit or Credit Card will be charged/deducted the amount shown above, in order to fund the account(s) you have selected.

Certification as to Taxpayer Identification Number and Backup Withholding

If you are not a U.S. citizen or are unsure of your taxable status, we recommend consulting a qualified professional before completing this section.

By signing below and under penalties of perjury, you certify that (1) the number shown on this form is your correct taxpayer identification number (or you are waiting for a number to be issued to you), and (2) you are not subject to backup withholding because (a) you are exempt from backup withholding, or (b) you have not been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified you that you are no longer subject to backup withholding, (3) you are a U.S. citizen or other U.S. person (including a U.S. resident alien), and (4) the Foreign Account Tax Compliance Act (FATCA) code entered on this form (if any) indicating that you are exempt from FATCA reporting is correct.

Certification Instructions: Check the first box below if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. Check the second box below and complete IRS Form W-8BEN if you are not a U.S. citizen or other U.S. person (including a nonresident alien). Item 4 above does not apply.

DO NOT CHECK UNLESS APPLICABLE. These selections do not apply to most persons. If you have questions, please contact us.

Primary Account Owner Terms

Please click the "Agreement & Disclosures" button below. When you reach the bottom of the disclosures you will be able to choose to agree or disagree to them.

Primary Applicant

Joint Applicant